If engineering more and more debt into the education system over time was the first jaw of the trap, then making the healthcare system dependent on employment was the second. Because until the ACA (as ridiculously crippled as it is) came into existence it just wasn’t possible to get coverage as an independent contractor with no employees if you had a pre-existing condition. The system creating the very weaknesses in its working class that it then exploits for control, to prevent turnover and enable further abuse like lower wages, time theft & union busting.