re: #19 darthstar

Kaiser.

Hey, we’ve all heard the Kaiser horror stories, but overall they do an OK job. Disclaimer: I switched to Kaiser when Blue Shield hit $22,000 a year, years ago (2008?). Work only covered Kaiser for 4 or equivalent, any better insurance package above that came out of the paycheck. After early retirement I was again able to get insurance under Obamacare with Kaiser.