re: #2 PhillyPretzel
I also just remembered that I have a PayPal debit card that I never use. I know there are no fees for using it, but I’m not sure if there are fees for transferring funds from the bank to PayPal.
If there’s no fee, then maybe I’ll do that. Even if there IS a fee, if it’s not more than $5/month I may do it anyway just to spite my bank.