re: #333 Sheila Broflovski

Ditto for homes. You can play around with mortgage calculators on banking sites and see how credit history can affect the rate quoted. Those with best credit histories get rates that can be a quarter to half point lower than those with lower credit (reflecting risks in repayment). It also means that someone with bad credit is going to pay tens (or hundreds) of thousands more for the same property in interest and carrying costs.