re: #522 BryanS
The education loan system is a racket. As you say, the government (tax payers) take away 100% of the risk. And on top of that, student loans can never be discharged through bankruptcy.
I’ll be paying my student loans back for at least 10 years when I graduate. Wage garnishments and all. Fun times!
But hey, I guess I don’t need them at all, since grad school is totally affordable when you’re in a full-time day major that makes work impossible.