re: #56 Bubblehead II

And as a smoker I’m perfectly fine with that. Smoking does have health risks and health insurance should charge those who engage in unhealthy habits more. That being said, do they also charge those engaged in other risky behaviors more? You know like sky diving, Base Jumping, ect. Because I’ve never seen that question being asked when I fill out my yearly (company provided) Insurance form.

They’d love to, but it’s very hard to manage small populations.

(Skydiving is ridiculously safe—consistently around 16 fatals per year. We used to say the most dangerous part of our day was driving to the drop zone, and the Ft Knox club proved it more than once.)