re: #77 Mostly sane, most of the time.

The college kid doesn’t get it?

I presume she means her son or daughter who is in college?

That’s easy to fix.

Make them earn their way through college. I did. Janitorial shifts at 4 am. Retail and food service. My husband did. Graveyard shift at the gas station. Waiting tables.

The fastest way to teach a kid about money is to make them earn it.

The problem is that nowadays, you need a $50,000/year job to work your way through college.