re: #214 loppyd

Some say it’s not wise to pay cash if you can afford a monthly mortgage payment so you can get the tax refund for the interest. If you follow that school of though then I would go with either option 3 or 4.

Thanks for the advice. The other school of money said it’s not good to be paying $1.00 to get .30 back.

But I am thinking of 15 years term since the 30 years rate is dropping.