re: #214 loppyd
Some say it’s not wise to pay cash if you can afford a monthly mortgage payment so you can get the tax refund for the interest. If you follow that school of though then I would go with either option 3 or 4.
I never understood the math on that one.
You pay 100% of the interest due and get 20% of it back in tax refunds? Why not just save it all?