re: #3 lawhawk

The cancellation notices are also misleading since these folks will likely still be able to get the same doctors and get policies through their current insurers, but the plan will be different than the old one.

This.

I got one of these ‘cancellation’ notices. My coverage is not getting cancelled - my policy is getting cancelled and replaced with one that is ACA compliant. Unless I choose another plan, I will automatically be enrolled in a similar plan to my old one.