re: #132 calochortus

I only regret that I have but one upding to give that. So, so true. We had insurance some years ago that they just quit writing that policy and encouraged people to apply for a new policy. Fine if you’re healthy, but if you’re not, well, too bad for you.
I have been very happy with Kaiser, in part because they don’t fool around with that kind of stuff. At least they haven’t with us.

Part of what keeps Kaiser Permanente in check is that the Kaiser Family Foundation is out there, with the same name, zero affiliation, and an entirely different mission. KP has to watch their step because KFF stands ready to gut their public image and destroy any legitimacy they might have to carry the Kaiser name if they get out of line. A lot of people conflate KP and KFF, they shouldn’t.

Along that line, I wouldn’t trust what KP says in their brochures about the specifics of your state’s ACA exchange plans. It is not in their best interest to give you the whole picture of their competitor’s offerings. You should research the exchange plans on your own, get the cost / benefit breakdown straight from the source.