I have so little income it’s not hard to keep up with it. My “bills” consist of 5 checks sent out at the beginning of the month, including rent. It’s one reason I don’t pay bills online. My SS check is direct deposited. But I violated my own rule when I allowed my grandson to use my debit card to buy a month’s trial subscription to a game for $14.99 (they would not accept his co issued debit card and he just had to have the game. And he paid me back. But to my chagrin, they repeated the withdrawal this month and I got another letter from the fraud unit at my bank which viewed it as a suspicious purchase. Only $14.99, but hell bell’s, why should I just give away my money?

My grandson said it was a “reputable gaming company” and he didn’t see the notice that said they would deduct 2 payments anyway even if you cancelled after the first payment.

My bank said I should just get another debit card, which I’ll probably do.

Never again. I’m getting too old to put up with this kind of internet bullshit. Much simpler to go with what I know—sending checks in a timely fashion, and swiping the debit card for purchases in a brick & mortar, or just withdrawing cash from the bank. That way I retain total control of my money, not some company. Besides, I like to see what I’m buying—why bother with purchasing something, unseen except on a screen, and having to return it when it’s not up to your expectations, and perhaps not even getting your money back?