Here’s the thing about the financial crash - Nobody’s hands are clean.

- Homebuyers took on loans they could not reasonably expect to pay back.
- Homeowners used the equity in their houses to borrow money for all sorts of shit.
- Mortgage brokers wrote loans to people who couldn’t pay them.
- Investment banks bought those loans and asked for more, providing a market for shit.
- They waved mathematical magic wands they didn’t understand over them to divide shit into gold, silver, and bronze, and then sold them to investors.
- Rating agencies, unable to understand what they were rating, accepted the banks’ word
- Investors, including pension funds, bought bonds they should have known were shit, and clamored for more.
- Everyone thought they were covered because they’d bought Credit Default Swaps as insurance.
- Government, on a bipartisan basis, did nothing, and luminaries like Alan Greenspan told them a nationwide housing bubble was impossible.

Everyone operated under the assumption that ‘They wouldn’t let you do it if it was dangerous’, only there WAS NO ‘THEY’ to stop them. So, sure, blame the evil bankers, but just remember how far that blame goes.