One dealer was advertizing the 0% financing in the paper today. The F&I guy said that he would have to run our credit to tell us what interest rates they had to offer. WTF? Do these guys realize the internet is out there—people are not as stupid about this stuff as they used to be & I worked in auto finance for a couple of years —discounting loans and leases. I have a clue.

On to the next dealer … .