re: #248 imp_62

You should not have to. If they are doing business with you in your state, you can claim that the appropriate jurisdiction is where you are, and file for forum non conveniens if they try to move it to their home state.

I’ve seen many contracts that bury in the fine print that the laws of their home state apply, and that’s where you’d have to sue.
OTOH, regulators could require that policies sold in one state can be enforced in that state, and ban such fine print.