re: #278 sattv4u2

Not anything catastrophic

A sinus condition (allergies, etc) , sure

Bit not something that does/will require multiple surgeries/ treatments

My diabetes has never been excluded from treatment, despite it’s ongoing expense and the much greater likelihood of related medical problems that come along with it. And I’ve switched employers - and plans - many times since being diagnosed.

The same seems to be true for dependents. I know several people who hired in and had their spouses and children covered, despite them having had major health problems (heart disease, autism) prior.