re: #282 dangerman

around 1983 they started taxing benefits over certain limits - a rudimentary sort of means testing

They shouldn’t means test the payouts, but cap out max payments.

They should means test contributions; the more you make in any income (e.g., trading like Wall Street should be taxed as income) the more you pay-in percentage (one flat percentage so it’s “fair” and you pay in more as you make more.)

As soon as you means test payments you’re selling out as an “entitlement” and not a “benefit”.

JMHO.