re: #340 austin_blue

Then the rest of us pay your inflated defaulted costs in higher premiums, on top of the costs the insurance company pays for bill collectors, policy “review” personnel, &c, ad infinitum. That’s a broken system. The insurance companies *will* make their money. They are the casino, we are the shills.

Actually, insurance companies are a busines like any other and your are not a shill, you are a customer who is free to shop for another policy if the price is too high or the service is poor.