re: #47 Anymouse 🌹

FWIW, LibreOffice saves and opens all Office files with no problem. Unless there is some special Office function that only an official M$oft product offers, LibreOffice should be fine for your needs. I say this as a LibreOffice user in an academic setting.

As for your credit card issue, if your credit rating is OK, you can get a card online from most any bank. The bank does not have to be in your town or even your state. You can also pick up one of those pay-as-you-go Visa or Mastercard debit cards, load it up with whatever funds you need for the Office 365, and bob’s your uncle. Those kind of debit cards are sold near the gift cards in a lot of stores.

Go to creditkarma.com. It’s free (but there are ads) and supply the necessary info. It will suggest credit cards you can apply for. If you don’t want credit cards, then get one of those debit cards at the store.

But I wonder, how do you use an ATM? Most bank ATM cards are Visa or Mastercard debit cards.