re: #60 lizardofid
I seem to remember, long ago as a youngster, hearing my folks refer to “Blue Cross” and something called “Major Medical” insurance, as two different things.
But, as I say it was long ago, lot’s of water under the bridge. Anyone else?
right - this is more of a hunch than anything ive thought out and its more of an insurance market approach
everyone should have to participate in catastrophic / major coverage - and emergency coverage - you cant plan, save or shop for those things and they are costly
ordinary care is more like service contract - if you want to pay for your own routine care, or get ins coverage, or just not see a doctor, i think that may be fine. you cant enforce wellness. otoh, for those who want or need routine coverage and cant afford it, then solutions get thorny
i’m not against any definition of single payer, medicare for all, etc