re: #66 Decatur Deb

Heh—too late on #63. Don’t be surprised if the initial quote is without credits and cost reductions. One of the ACA marketing screwups has been to design the system to show tremendous ‘sticker shock’ quotes that are often radically reduced.

It’s worth mentioning that this problem is primarily being experienced by people who live in states that refused to set up their own exchanges. CoveredCA is well designed and is functioning smoothly, and is serving the most populous state in the Union. The Feds could probably have done better, but they’re trying to cudgel together a system that covers a ton of states, insurance companies, and commissions that have basically behaved in the most immature, recalcitrant manner imaginable.

Basically if you live in a red state right now you’re lucky to have any kind of access to an exchange. Also, if you’re poor and live in most red states, you’re fucked because most red states refused the Medicaid expansion.